OUR INSURANCE PRODUCTS
Health & dental
It can be affordable to help protect yourself from the high cost of health care. Our plans pick up where your government health plan leaves off and could help you save on many routine and unexpected expenses – dental care, vision care, registered specialists and therapists, prescription drugs and much more.
Note: While our transition to Vertis Direct is being finalized, you still may see a reference to our former name, The McLennan Group Life Insurance Inc. when you click for an online quote and application.


Think you’re covered?
Learn more about government health plan coverage in your province or territory:
HEALTH & DENTAL INSURANCE
Monthly premiums
Premiums shown in the charts below are on a per person basis and are subject to change without notice. Premiums will increase as an individual’s age increases in accordance with the published age groups.
Choose your province or territory to see the monthly premiums per person:
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Ontario
Single Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 21-44 $35.60 $102.80 $83.40 $132.40 $184.10 45-54 $46.40 $134.00 $102.90 $173.70 $224.20 55-59 $51.70 $149.00 $111.10 $193.40 $250.00 60-64 $51.70 $165.90 $115.00 $215.10 $278.20 65-69 $50.90 $146.30 $121.00 $189.70 $225.90 70-79 $56.80 $163.30 $129.20 $212.30 $253.40 80-89 $63.50 $183.40 $137.20 $238.50 $287.80 90+ $71.40 $205.50 $155.90 $266.80 $307.90 Couple Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 21-44 $31.50 $91.20 $71.00 $117.50 $166.00 45-54 $41.70 $119.90 $88.90 $155.70 $203.60 55-59 $46.70 $134.40 $96.50 $174.70 $227.90 60-64 $46.70 $149.80 $100.40 $194.30 $254.50 65-69 $45.60 $131.50 $104.90 $171.00 $204.90 70-79 $51.30 $147.80 $113.20 $192.00 $230.90 80-89 $57.70 $166.60 $120.50 $216.20 $262.90 90+ $65.40 $187.90 $139.00 $243.90 $282.20 1 to 2 Children Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 0-4 $9.90 $28.90 $20.40 $32.20 $40.60 5-20 $14.40 $41.30 $32.70 $46.30 $81.70 3 or More Children Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 0-4 $9.00 $26.20 $18.40 $29.30 $36.70 5-20 $12.90 $37.50 $29.60 $41.70 $73.10 * No medical questionnaire required at the time of application.
** Medical questionnaire at the time of application.
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Alberta
Single Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 21-44 $35.40 $98.60 $87.10 $130.10 $173.40 45-54 $45.30 $126.50 $104.20 $166.70 $204.90 55-59 $50.10 $139.50 $112.30 $184.10 $225.90 60-64 $50.10 $152.70 $125.00 $201.60 $246.50 65-69 $43.00 $120.50 $112.90 $159.10 $178.10 70-79 $48.10 $134.70 $126.90 $178.00 $198.70 80-89 $52.00 $145.40 $139.50 $192.40 $215.90 90+ $58.90 $164.50 $166.70 $217.20 $231.10 Couple Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 21-44 $31.20 $87.30 $74.40 $115.20 $156.30 45-54 $40.60 $113.10 $90.80 $149.40 $185.30 55-59 $45.20 $125.90 $97.70 $165.50 $205.00 60-64 $45.20 $138.00 $109.90 $182.00 $224.60 65-69 $38.60 $107.60 $98.00 $142.00 $160.20 70-79 $43.10 $120.70 $110.90 $159.50 $179.10 80-89 $47.00 $131.00 $122.90 $172.90 $195.60 90+ $53.30 $149.00 $149.20 $196.80 $210.10 1 to 2 Children Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 0-4 $9.30 $26.70 $24.30 $35.40 $41.60 5-20 $14.20 $39.40 $39.50 $52.20 $88.10 3 or More Children Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 0-4 $8.70 $24.20 $21.80 $31.60 $37.30 5-20 $12.60 $35.30 $35.60 $46.80 $79.30 * No medical questionnaire required at the time of application.
** Medical questionnaire at the time of application.
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Atlantic Provinces & Territories
Single Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 21-44 $31.50 $91.40 $84.30 $118.80 $159.20 45-54 $40.60 $116.80 $101.50 $151.90 $190.20 55-59 $44.40 $127.90 $108.00 $166.50 $209.90 60-64 $44.40 $139.60 $111.50 $181.60 $230.90 65-69 $47.90 $138.80 $119.10 $179.90 $233.50 70-79 $54.50 $156.90 $134.70 $203.70 $268.10 80-89 $61.20 $176.10 $151.50 $228.80 $303.60 90+ $71.90 $207.60 $187.80 $269.80 $345.30 Couple Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 21-44 $27.80 $80.40 $72.10 $104.80 $142.40 45-54 $36.10 $104.30 $87.90 $135.20 $171.90 55-59 $39.90 $114.30 $93.90 $148.70 $190.20 60-64 $39.90 $126.10 $97.40 $163.40 $209.80 65-69 $43.00 $124.50 $104.10 $161.70 $212.20 70-79 $49.30 $142.00 $118.80 $184.40 $244.10 80-89 $55.50 $159.90 $134.30 $207.60 $277.80 90+ $66.00 $189.70 $169.20 $246.50 $317.30 1 to 2 Children Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 0-4 $8.90 $25.70 $23.30 $33.20 $40.30 5-20 $13.10 $38.30 $37.70 $49.50 $82.50 3 or More Children Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 0-4 $8.20 $22.80 $21.10 $29.80 $36.40 5-20 $12.10 $34.40 $34.10 $44.70 $74.30 * No medical questionnaire required at the time of application.
** Medical questionnaire at the time of application.
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British Columbia
Single Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 21-44 $31.10 $89.90 $79.20 $116.40 $153.30 45-54 $38.60 $111.20 $92.60 $144.30 $178.20 55-59 $41.70 $119.70 $97.10 $155.60 $192.60 60-64 $41.70 $128.20 $99.10 $166.70 $207.00 65-69 $44.40 $127.70 $104.70 $166.20 $196.60 70-79 $50.30 $144.80 $117.20 $188.00 $222.70 80-89 $56.70 $163.10 $129.70 $211.90 $253.90 90+ $67.30 $194.60 $163.20 $253.10 $285.60 Couple Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 21-44 $27.30 $78.70 $67.10 $102.10 $136.80 45-54 $34.30 $98.80 $79.40 $128.00 $160.30 55-59 $37.00 $106.50 $83.40 $138.50 $173.70 60-64 $37.00 $114.30 $85.50 $148.70 $187.00 65-69 $39.60 $113.70 $90.10 $148.00 $177.00 70-79 $45.20 $130.10 $101.80 $168.20 $201.20 80-89 $51.10 $146.90 $113.90 $190.70 $230.10 90+ $61.40 $176.60 $146.10 $229.50 $259.90 1 to 2 Children Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 0-4 $8.20 $23.10 $20.70 $30.20 $35.60 5-20 $12.40 $35.80 $36.00 $46.40 $79.50 3 or More Children Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 0-4 $7.40 $20.80 $18.30 $26.90 $32.00 5-20 $11.40 $32.10 $32.20 $42.00 $71.50 * No medical questionnaire required at the time of application.
** Medical questionnaire at the time of application.
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Prairies
Single Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 21-44 $29.50 $84.50 $78.00 $109.80 $143.60 45-54 $37.60 $108.30 $93.70 $140.70 $171.40 55-59 $41.50 $119.20 $99.90 $154.70 $188.80 60-64 $41.50 $131.00 $103.10 $169.90 $207.20 65-69 $46.80 $134.90 $113.30 $175.20 $215.40 70-79 $53.00 $152.80 $127.10 $198.40 $246.40 80-89 $58.80 $169.70 $135.80 $220.20 $277.80 90+ $67.00 $193.50 $156.00 $251.40 $309.90 Couple Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 21-44 $25.60 $74.00 $66.10 $95.90 $128.10 45-54 $33.50 $95.90 $80.30 $124.70 $153.90 55-59 $36.70 $106.40 $86.30 $138.30 $170.10 60-64 $36.70 $116.80 $89.30 $151.90 $187.20 65-69 $42.10 $121.10 $98.40 $157.40 $195.10 70-79 $47.70 $138.10 $111.60 $178.90 $224.30 80-89 $53.30 $153.70 $120.10 $199.70 $253.90 90+ $61.40 $176.60 $139.20 $229.50 $284.20 1 to 2 Children Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 0-4 $8.40 $23.80 $21.40 $30.60 $36.20 5-20 $12.10 $34.80 $34.10 $44.80 $73.70 3 or More Children Age Group Extended Health Care Plan* Dental Enhanced Plan* Three Star Plan* Four Star Plan** Five Star Plan** 0-4 $7.40 $21.10 $19.30 $27.40 $32.40 5-20 $11.00 $30.80 $30.50 $40.10 $66.50 * No medical questionnaire required at the time of application.
** Medical questionnaire at the time of application.
HEALTH & DENTAL INSURANCE
Choose the right benefits and coverage levels for your needs
Whether you’d like a no-obligation quotation or more information, call today. Licensed insurance advisors are ready to answer your questions, explain your options and help select the coverage that's right for your needs and budget: 1.877.551.5566.

Insurance policies underwritten by The Manufacturers Life Insurance Company
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Term & Conditions
Terms, conditions and exclusions apply; see policy for details. Product may not be available in all provinces.
* Acceptance subject to eligibility criteria and receipt of initial premium payment.
** For the Four and Five Star insurance plans, a medical questionnaire is required before acceptance is considered.
TELUS Health Virtual Care is a trademark of Telus Corporation and is used by it, and by affiliates under license. Manulife cannot guarantee the availability of this benefit indefinitely.
Manulife, Manulife & Stylized M Design, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license. © 2023 The Manufacturers Life Insurance Company. All rights reserved. P.O. Box 670, Stn Waterloo, Waterloo, ON N2J 4B8. All products offered by Vertis Insurance Solutions Ltd.